xpendB2B
DocsQuickstartWebhooksGo live
PersonalGet API key
v1.0Stable

API reference

  • Overview
  • Payment intents
  • Payouts
  • Balances
  • Ledger credits
  • Assets
  • FX rates
  • Webhooks
  • Merchant
  • Public checkout
  • Full OpenAPI explorer

Need help?

We answer integration questions on the dev line.

dev@justxpend.ai →
API referenceREST API reference

API reference, Xpend B2B

Auth header

All requests use a Bearer credential. Public checkout endpoints are unauthenticated and intended to be called from browsers.

Payment intents
v1
Create, list, and inspect inbound payment attempts.
Open
Payouts
v1
Send funds to wallets or fiat rails with cancellation safety.
Open
Balances
v1
Per-asset settlement balances.
Open
Ledger credits
v1
Append-only credit history feeding balances.
Open
Assets
v1
Supported chains and tokens (live capability flags).
Open
FX rates
v1
Merchant offramp rate and OnSwitch onramp reference quotes.
Open
Webhooks
v1
Endpoints, deliveries, supported event types.
Open
Merchant
v1
Auth, profile, settlement, API credentials, IP allowlists, email OTP, payout OTP, users.
Open
Public checkout
public
Hosted sessions, quotes, storefronts.
Open
Full OpenAPI explorer
auto
Auto-rendered surface from openapi.public.json.
Open
Ready to build?
Get an API key

Sandbox-only credentials, no card required.

Stuck on something?
Talk to a human

DevRel responds in office hours.

NextPayment intents
xpend

Spend crypto across Nigeria. Top up your wallet, pay bills and send bank transfers, straight from the Xpend mobile app.

150 Agbani Road, Awkunanaw

Enugu, Nigeria

+234 911 599 7633

Platform

  • Overview
  • Hosted checkout
  • Payouts
  • Webhooks

Developers

  • Quickstart
  • Authentication
  • Errors
  • Go live

Company

  • About
  • Contact
  • Privacy
  • Terms

© 2026 Seniore Ltd. All rights reserved.

Enugu · justxpend.ai